Rice and beans. It’s not about actual rice and actual beans (though you can make some mighty fine and tasty rice and beans concoctions-believe me!). It’s about the attitude of Rice and Beans. Simple. Basic. Cost effective. Healthy. Easy. Practical. It’s not about going without. It’s about choosing more wisely. It’s about learning to love simplicity, practicality and, yes, frugality. A lot of people say life is too short why not live it up now? But when you are chained to a job you hate because you owe for something you can’t even recall buying, when you want to stay home with your kiddos but you can’t because you cannot figure out a way to afford it, when you want to give but you don’t know how, and as one of my favorite folks out there in the financial world says-when there is too much month left at the end of your paycheck, then life can be very….very….very long indeed. Learning to live on less and doing it cheerfully and well has this fantastic result: life gets packed with the right kind of happiness and joy. Life does get short because when life is joyful it goes by fast in a way that you want to grab hold of. Living on less and learning some simple practicality will let you do that. You don’t have to get coupon crazy or get your water from a well. You just have to get real with yourself. Get ready to kill your Golden Cow (in other words…just because it’s always been that way…doesn’t mean it’s got to stay that way). Life can be better. Really it can.