Because Thursday’s child has far to go…
“Nobody can go back and start a new beginning, but anyone can start today and make a new ending.” – Maria Robinson
I’ve got a free “tool” for you today.
It’s a funny thing about budgets and getting debt free. It’s about money, our beliefs about money, and our behavior with money. And I don’t know about the rest of the world, but we Americans seem to have a lot of shame about how much money we make or don’t make. How we manage or don’t manage it. What we know or don’t know about money (which according to some recent surveys I’ve read is pretty paltry but we’re all starting to fix that!). Today, I want to suggest to you that money is a tool. It’s no different than a hammer. Or a wrench. Or a screwdriver. When my husband and I first got married we had a piddling little mix of tools that were mostly old and hand-me-down and housed in a rusty old classic metal red tool box (my favorite, of course, is the little all-in-one hammer-screw driver my grandma gave me years ago and clearly that suits my rice and beans practical nature!). Over time we’ve added many tools to that rusty old tool box. We keep the box because we love the patina of it and it reminds us of where we came from. We keep the old tools for the same reason. Over time we’ve added new tools as we’ve found needs for them and as we’ve been able to acquire them-some used, some new. They serve us well and we’ve learned to better use our tools along the way.
What if, for just a minute, you stopped letting money define your success and started seeing and using it for what it really is: a tool? How would that change your habits and your approach to it? Would it take some pressure off your shoulders and lighten your heart a little bit? One of my favorite financial “tools” is super budget friendly. It’s FREE. I have developed the habit of downloading a free podcast from Dave Ramsey to listen to while I log miles on my treadmill (when I’m running outside I’m in God’s country and listen to inspiring music instead). But on my treadmill I plug in that podcast and get inspired not so much by Dave but by the people that call in to talk to Dave. I let others successes challenge and inspire me. I let their challenges and failures help me feel that I’m not alone and that if they can get through it so can I. I’ve even been inspired to let out a whoop of joy for other people I’ve never met after hearing their success stories. In that moment I know I can and will get there too. I encourage you to try this tool out to let it inspire you whether you are debt free now and staying on track or still trying to get there. Do it just once. If you don’t like it-it was free-and since we all know just how budget friendly FREE is-it’s worth giving it a shot. Check out Dave Ramsey’s Free One Hour Podcast
Money is a tool. Knowledge is a tool. Inspiration is a tool. Let that give you a fresh start today to work toward your new ending!
If you’ve got some great inspirational tools in your tool box about your money and your budget-I’d love to know about them-comment away!