We’ve experienced both highs and lows on our road to debt freedom and today I want to share with you some of the fun and unexpected things that have happened on our journey.
- Less mail and far fewer bills in my mailbox. Most days there’s nothing in there. And I kind of like that.
- Surprise expenses are only annoying now and not fear inducing. When we took our son to the emergency room last winter we weren’t afraid of the bill in the same way we would have been before our debt free journey so we focused more easily on making sure he was getting the care he needed.
- Budgeting has become a fun game for us. At first making a budget is confusing and frustrating. But as you see progress it gets fun. Trust me. (If you haven’t started yours here are two blog articles that might help you: How to Make a Budget That Works over at BeingFrugal.net and How to Make a Budget over at ChristianPersonalFinance.com)
- As we’ve gotten closer to debt freedom we are getting giddy about making plans for our money instead of our debt making the plans for us.
- There are almost no arguments about money in our house. I can’t recall the last time we argued over money. (Underwear and socks left on the floor, yes. But not money.)
- I’ve learned to cook some great fun food, like homemade pizza. Eating at home is healthier and we don’t need to leave a tip. When we do eat out it really does feel like a treat because it is.
- My kids understanding of money has improved greatly. And I’m very motivated to make sure they don’t travel the debt road we have.
- Vacations planned and paid for in cash are FAR more fun because you can truly be in the moment. I love knowing on the ride home that I will not be getting the bill in the mail. The memories stay more golden for me this way.
- My five year old walking around hollering “Freeeeedooommmmm!!!!!” or “I’m debt free!!!!!!!” from listening to Dave Ramsey’s free podcast with me in the car or while I’m on the treadmill is hilarious. But clearly he’s listening.